Get paid online with Worldline Pay by Link.

Share a unique payment link with your customers.  No integration required.

Get paid online in 3 simple steps

Generate link

In the Merchant Portal, input the amount, expiration date, and customer information. You can apply a surcharge¹, if you choose.

Share it anywhere

Send the link however it best suits you and your customer – copy and paste into text message, chats on social media, or use it to invoice customers via email.

Get paid

Payment is deposited into your bank account the same day once your customer pays², and all transactions are tracked in your Merchant Portal.

Why choose Pay by Link?

✔ No coding or integration needed. Simply log into the Merchant Portal and begin sharing links to get paid.
✔ Safe and secure. Transactions are authenticated in real-time to reduce the risk of fraud.
✔ Provide a professional, branded experience. Add your logo and colours to match the payment page to your brand to help build trust with your customers.
✔ Track payment status. Check payments made and access business analytics and reporting anytime through the Merchant Portal.
✔ Surcharging available¹. Choose to enable surcharging to recover your reasonable costs of acceptance.
✔ Same day settlement². Pocket money the same day customers pay, when settling into an ANZ Business Transaction Account.

Apply now

young-woman-stood-using-phone-in-modern-hotel-room

"Taking deposits for custom cake orders is so simple now – I just email my customer the link, and they can pay straight away."

Linh, owner of Wing La Cakes in Footscray

With Pay by Link, your customers have more choice in how they pay³

Start selling online with Pay by Link

Pricing

A simple payment solution, with even simpler pricing⁴.

1.3% + 15c per sale

Want to speak to someone?

If you process larger transaction volumes or want to speak to someone, get in touch with our team today.

Call 1300 366 988 ›

Apply online and get started

Apply online in less than 15 minutes

Fill out the form below to apply.

Get approved

You’ll receive an email once you’re approved. Create a free test account  and try it out while you wait.

Start taking  payments

Log into your Merchant Portal to generate a payment link and start accepting payments. Watch a tutorial on how to use Pay by Link.

* Mandatory fields

Step 1 of 4: Your info

ABN *

Registered Business Name *

Registered Trading Name *

First Name *

Last Name *

Email *

Mobile Number *

Step 2 of 4: Your business

Registered Business Address Line 1 *

Business City *

Business Post Code *

Explain in a few words what you / your business does? *

Trading Address Line 1 *

Trading City*

Trading Postcode *

How many days do customers wait for goods/services after payment? *

Enter your website address *

Step 3 of 4: Your People

For Sole traders & Companies only, for partnerships, Trusts and Associations please contact us to apply.

Auth. Signatory / Director

Director #1: First Name *

Director #1: Last Name *

Director #1: Email *

Director #2: First Name

Director #2: Last Name

Director #2: Email

Director #3: First Name

Director #3: Last Name

Director #3: Email

Director #4: First Name

Director #4: Last Name

Director #4: Email

Director #5: First Name

Director #5: Last Name

Director #5: Email

Beneficial Owners

A beneficial owner is the natural person who ultimately owns or controls an entity such as a company, trust or partnership. To learn more click here

Beneficial Owner #1: First Name *

Beneficial Owner #1: Last Name *

Beneficial Owner #1: Email *

Beneficial Owner #2: First Name

Beneficial Owner #2: Last Name

Beneficial Owner #2: Email

Beneficial Owner #3: First Name

Beneficial Owner #3: Last Name

Beneficial Owner #3: Email

Beneficial Owner #4: First Name

Beneficial Owner #4: Last Name

Beneficial Owner #4: Email

Beneficial Owner #5: First Name

Beneficial Owner #5: Last Name

Beneficial Owner #5: Email

Step 4 of 4: Get paid

Add your business transaction account details where we will settle your funds.

Account Holder *

Account Number *

BSB *

Worldline Australia Pty Ltd (‘Worldline’, ‘we’, ‘us’ or ‘our’) collects personal information about you to progress your application, provide our services and for purposes otherwise set out in our Privacy Policy. If you do not provide this information, we may not be able to assist with your application or provide all our services to you.

Our Privacy Policy contains information about the third parties we may disclose information to and their location. It also explains (i) how we store and use, and how you may access and correct your personal information; (ii) how you can lodge a complaint regarding the handling of your personal information; (iii) how we will handle any complaint; and (iv) any laws that require us to collect information about you. If you would like any further information about our privacy policies or practices, please contact us at dataprotection-ms-au@worldline.com.

I represent and agree that all information provided in this application is true, complete, current and not misleading in any material way and I will promptly notify Worldline of any changes.

I agree that where I have disclosed any third party’s personal information as part of this application that I have received the express permission for this purpose and have shown each third party a copy of the Privacy Policy and this notice so that they may understand how we might use and disclose their information; and

I agree to the collection, use, storage and disclosure of my own personal information as described in the Privacy Policy and this collection notice.

Frequently asked questions

You can customise the payment links by adding your business logo, choosing your button colour and by adding descriptions and amounts.
No, you can create as many payment links as you need. You’ll be charged 1.5% + 15c for each transaction you process.
Yes, the Merchant Portal dashboard provides near real-time tracking of payments, including status updates and transaction history.
You can issue refunds by navigating to the paid transaction within the Merchant Portal.
There are no lock-in contracts and you can cancel anytime on 30 days’ notice.
Our support team are local and here to support existing customers 24/7. Just give them a call on  1800 039 025.
To be eligible to apply, all you need is an Australian Business Number (ABN), and a business bank account, and a website or social media URL.

Important information

¹ The value of the surcharge must not exceed your business’s reasonable cost of acceptance. For more information, see General Conditions and Merchant Operating Guide.

² Settlement times are subject to terms and conditions including the net settlement policy and our rights to defer settlement, see the General Conditions for further details. For ANZ business account holders, settlement proceeds will be available on the same day for Visa, Mastercard, Eftpos and Union Pay transactions, processed through Worldline Pay by Link and settled before 9pm (AEST). For non-ANZ business account holders, for Visa, Mastercard, Eftpos and Union Pay transactions processed through Worldline Pay by Link, ANZ Worldline Payment Solutions will transfer the settlement proceeds to the merchant’s bank on the following business day and the availability of the funds will be determined by the merchant’s bank. For Alipay+, settlement proceeds will generally be available three business days after processing these transactions in any settlement account.

³ Additional requirements apply for AMEX and JCB cards, including a merchant agreement directly with each scheme. Additional agreement will also need to be formed with PayPal and Google Pay. For UnionPay and Alipay+, additional eligibility criteria applies.

⁴ Terms, conditions and eligibility criteria apply. Additional fees and charges may apply, for example Chargeback Fees. For details contact us. We recommend you read the contract, including the General Conditions, in full before deciding if an Agreement is right for you.