International and UnionPay Rates

Effective 1 January 2020, the following ANZ Worldline Payment Solutions International Rates apply for all relevant Transactions (as specified below) processed through your nominated merchant facility.

For Transactions completed on international Visa and international MasterCard cards including Transactions processed using Customer Preferred Currency (‘CPC’), ANZ Worldline Payment Solutions will apply the relevant international interchange rates outlined below (‘International Rates’) in place of actual interchange costs incurred by ANZ Worldline Payment Solutions for processing these transactions. More details about CPCs generally can be found in relevant operating guides. These International Rates are set by ANZ Worldline Payment Solutions.

For international Transactions excluding those processed using CPC, the relevant International Rates noted below (i.e. either Visa International or MasterCard International) will apply.

For international Transactions processed using CPC , the relevant International Rates noted below (i.e. either CPC Visa or CPC MasterCard) will apply.  CPC transactions can only be processed by merchants in eligible industries who are on eligible ANZ Worldline Payment Solutions merchant products and where CPC functionality has been activated by ANZ Worldline Payment Solutions .

The relevant International Rate will appear as ‘Interchange’ on your statement.

Effective 1 January 2020, the following UnionPay Rates apply for all relevant Transactions (as specified below) processed through your nominated merchant facility.

For Transactions completed on UnionPay International cards, ANZ Worldline Payment Solutions will apply the relevant rates outlined below (‘UnionPay Rates’) in place of actual interchange costs incurred by ANZ Worldline Payment Solutions on these transactions. These UnionPay Rates are set by ANZ Worldline Payment Solutions .

Please note the ability to process UnionPay International card Transactions is only available to merchants in eligible industries who are on eligible ANZ Worldline Payment Solutions merchant products. For more information as to whether you qualify to process UnionPay International card transactions please contact ANZ Worldline Payment Solutions .

These UnionPay Rates will appear as ‘Interchange’ on your statement.

Important Information

For ANZ business account holders, funds are available on the same day for online transactions, processed through the terminal and settled before 9pm (AEST). For non-ANZ business account holders, for online transactions processed through the terminal, ANZ Worldline Payment Solutions will transfer the funds to the merchant’s bank on the following business day and the availability of the funds will be determined by the merchant’s bank. For transactions processed offline or via Paper Merchant Vouchers, these settlement times do not apply.